Vinyl binders with clear overlay on the front, spine, and back covers are ideal for presentations. The clear overlay allows for easy customization. Three round-rings accommodate 11” x 8-1/2” punched paper. Pockets on the inside of the front and back cover for storing unpunched and loose papers. Quality construction with heavy-duty vinyl covers resists tearing and cracking. Meets CPG guidelines. BPA free. Includes sheet lifters.