Treat yourself to soft, fine-grain Nappa leather with a rich, semi-gloss finish. Multipocket planner cover features multiple pockets including an outside pocket to protect loose papers while making them easily accessible. Inside you'll find a leather expandable pocket for papers and receipts, a zipper pocket to hold smaller items, a nylon notepad pocket, 16 vertical pockets, ID window, two pen loops, and credit cards. Planner cover coordinates with all desk-size refills and accessories..